Mortgage & Protection Services

At Hall & Benson, our Mortgage Services are available from within all of our estate agency branches, so whether you are a first-time buyer, moving home or remortgaging, we offer an advice and recommendation service to help you. We can even arrange your appointment remotely via telephone and use our screen-share tools too via your phone or computer too.

We will provide advice and information about all the costs and charges involved when buying a new home or remortgaging and you can use our Mortgage Services even if you are not buying or selling through us.  If you would like to find out more about our Mortgage Services, please complete the enquiry form a the bottom of this page or call our Central Mortgages Team on 01525 213 721

For your information, we are also part of the Connells Group and we have access to a panel of selected lenders, which enables us to recommend a mortgage product suitable for your needs. We also offer protection products too. In order to advise and provide recommendations on the right mortgage for you, our Mortgage Consultants spend time getting to know you and your requirements - this ensures that anything we propose suits your individual circumstances.

We take the responsibility of finding you the right mortgage very seriously, which is why we continuously monitor the quality and standards of our qualified mortgage consultants. We are committed to the Financial Conduct Authority principles of 'Treating Customers Fairly' so whether you are a first-time buyer, moving home or remortgaging, we offer an advice and recommendation service to help you.

Reasons to use Hall & Benson Mortgage Services:

Mortgage products
We sometimes have access to exclusive and semi-exclusive mortgage products. We can therefore offer mortgages that are not available anywhere else. We, unfortunately, cannot offer products that you can only obtain by going direct to the lender. 

Lenders
Our strong and long-standing relationships with our lenders mean we have access to dedicated teams who only process applications for our customers. They are fully in tune with the house buying process and work tirelessly to get you into your new home.

Mortgage Business Unit
Our 'Mortgage Business Unit' will process your application from beginning to end. They provide you with one point of contact who will coordinate with your solicitor, lender and insurance companies as well as keep you up-to-date on progress. This service is designed to make your move as stress-free as possible.

Stay in your home
We offer advice on protection products designed to ensure that even if you are too ill to work, you still have funds to stay in your home. We can also arrange buildings and contents insurance for you, to protect your home and your belongings. The products are supplied by Ageas Insurance Limited for Buildings and Contents Insurance and Aviva for Term Assurance, Critical Illness Cover and Income Protection.

On request, we can refer you to a specialist Consultant to provide you with advice on additional products that can be designed to provide a lump sum or income for you and your family. These products are designed to help you and your family to maintain your current lifestyle in the event of ill-health or death before your selected retirement age.  Our specialist advisers can tailor a solution to meet your individual circumstances.

Government schemes
Our Mortgage Consultants are able to offer you help and advice on the various Government schemes and housing initiatives available subject to status and lender criteria. 

Key guides to help you:

GUIDE TO FINDING A MORTGAGE

GUIDE TO FINDING THE RIGHT BUY TO LET MORTGAGE

GUIDE TO BUYING YOUR FIRST PROPERTY

GUIDE TO REMORTGAGING

GUIDE TO INSURANCE

 

From application through to moving in, we aim to make your move as simple as possible.